U.S. Chamber on Data Security. 3 Points. Posted byadmin October 29, 2015 A patchwork of state laws is hard on business Requires a single regulatory agency Currently the FTC, FCC & state agency wrangle over regulatory authority Clear legal standards on what constitute harm from a data breach U.S. Chamber Institute for Legal Reform | A Perilous Patchwork: Data Privacy and Civil Liability in the Era of the Data Breach