Category Archives: 2019 legislative issue

+1 Southern State. Free Credit Report Freezes & Thaws. Read the Bills & the loyal opposition.

Florida legislature is considering SB 1302 and HB 953  that will end fees for freezing or unfreezing a credit report.

The bills make no other changes to credit reporting entities.

The opposition, the “Consumer Data Industry Association,” opposes bills that removes all fees from credit freezes.

Palm Beach Post | Florida considers ending fee to freeze credit as Equifax leads gripes

 

3 Steps Montana Took. 1st State to Add Net Neutrality. Executive Order included

How did Montana add net nuetrality on the state level? Executive Order

What does Governor Steve Bullock (D) executive order require? internet service providers with state contracts to abide by net neutrality principle:

  • “in order to receive a contract with the state government, internet service providers must not engage in blocking or throttling web content or create internet fast lanes.”

Effective Date: Immediately with a 6 month grace period

The Hill | Montana becomes first state to…

Lege Trend. Procurement Opportunity. Gulf State Looks to Secure Business Contracts via Blockchain Legislation. Read the Bill.

Florida legislature is considering House Bill 1357 that will :

  • look to transition state data centers to blockchain technology
  • provides for electronic contracts and signatures secured by blockchain technology

 

As a side note, Arizona passed a similar bill in 2017. AZ HB 2417 (2017)

CoinDesk | Florida Bill Would Legally Recognize Blockchain Signatures, Smart Contracts

Anatomy of a Election Cyber Security Agency. 3 Goals of the Agency.

The Prime Miniter of Sweden announced the immediate formation of an agency charged with protecting the integrity of Seden’s elections. 

The new agency will be cahrged with:

  • “psychological defence by identifying, analysing, and responding to external influence campaigns”
  • will not hesitate to expose those who meddle in Swedish elections
  • in coordination with the agency, there will be increased funding for Swedish intelligence and cyber-defence services to monitor external threats
  • the agency…

Lege Trend. Cybersecure Election in the Buckeye State. 3 Key Elements of the bills.

Ohio Legislature is set to consider bills to strengthen cybersecurity for their election system by:

  • Establishing a Cybersecurity director within the Secretary of State administration
    • the Director would be responsible for recommendations to keep elections secure
  • Establishing a cyber-security advisory council appointed by the Secretary of State and made up of:
    • business community
    • technology community
    • law enforcement
    • voting advocates
    •  elections officials from both political parties

    • …

Lege TREND. +1 State. Bipartisan Data Security Bill Post-Equifax. 4 Requirements.

California’s SB 823 (2018)  requires:

  • Free credit card freezes and credit freeze lifts
  • Allowing all credit reporting agencies to freeze credit by initiaiting a request with 1 credit reporting agency
  • Allowing for electronic freezes and lifts

4 States currently allow for free credit freezes and freeze lifts:

  •  Indiana
  • Maine
  • North Carolina
  • South Carolina

Lege Trend. New Regulatory Division for Data Security. 5 Key Details to Draft one for your State.

The new federal legislation, The Data Breach Prevention and Compensation Act, would:

  • Create a new cybersecurity office within the Federal Trade Commission
  • Incentivize data security by imposing mandatory fines on credit reporting agencies with flawed security
  • Annual inspections by the FTC of credit reporting agencies
  • Fines would be divided to:
    • 50% to the consumers affected
    • 50% to the FTC to fund inspections and cybersecurity research
  • Credit reporting agencies would have to report to…

9 Parts. North Carolina Data Security Bill. Post-Equifax.

The state Attorney General and a State Representative are promoting an forthcoming North Carolina bill, the Act to Strengthen Identity Theft Protections.

Here’s what the bill will do:

  • Include ransomware in definition of data breach
  • Protect more information by creating a duty for businesses to have reasonable data security standards, and include insurance/medical information in the data breach notification law
  • Quicker consumer notification.  15 day time limit to notify the consumer & the…

Regulatory TREND. Imposing Data Security on Credit Reporting Agencies. Read the new Rules from NY

New York’s new rules on credit reporting agencies will do these 4 things:

  • Require consumer credit-reporting agencies to identify “dedicated points of contact” for New York’s Division of Consumer Protection
    • WHY? Ensure consumers can promptly get answers 
  • Mandate that credit-reporting agencies respond “within 10 days” to any requests for information made on behalf of consumers by the Division of Consumer Protection
  • Credit reporting agencies must “plainly disclose” to consumers all fees…