{"id":862,"date":"2017-12-26T20:27:00","date_gmt":"2017-12-26T20:27:00","guid":{"rendered":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/2017\/12\/26\/regulatory-trend-imposing-data-security-on-credit-reporting-agencies-read-the-new-rules-from-ny\/"},"modified":"2017-12-26T20:27:00","modified_gmt":"2017-12-26T20:27:00","slug":"regulatory-trend-imposing-data-security-on-credit-reporting-agencies-read-the-new-rules-from-ny","status":"publish","type":"post","link":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/regulatory-trend-imposing-data-security-on-credit-reporting-agencies-read-the-new-rules-from-ny\/","title":{"rendered":"Regulatory TREND. Imposing Data Security on Credit  Reporting Agencies. Read the new Rules from NY"},"content":{"rendered":"<p><a href=\"https:\/\/www.dos.ny.gov\/consumerprotection\/identity_theft\/regulations.htm\">New York&#8217;s new rules<\/a> on credit reporting agencies will do these 4 things:<\/p>\n<ul>\n<li>Require consumer credit-reporting agencies to identify \u201cdedicated points of contact\u201d for New York\u2019s Division of Consumer Protection\n<ul>\n<li>WHY? Ensure consumers can promptly get answers\u00a0<\/li>\n<\/ul>\n<\/li>\n<li>Mandate that credit-reporting\u00a0agencies respond \u201cwithin 10 days\u201d to any requests for information made on behalf of consumers by the Division of Consumer Protection<\/li>\n<li>Credit reporting agencies must \u201cplainly disclose\u201d to consumers all fees associated with any identity theft protection product sold or purchased, \u201cincluding when those products are originally offered for \u2018free\u2019<\/li>\n<li>Require the credit-reporting\u00a0agencies disclose to New York\u2019s Division of Consumer Protection all business relationships and contracts with companies involved in marketing credit monitoring services and related products.<\/li>\n<\/ul>\n<p><strong>The tagline from state leaders:<\/strong>\u00a0consumers should not be penalized for having their data breached<\/p>\n<p><a href=\"http:\/\/www.fox25boston.com\/consumer\/clark-howard\/clark-your-life\/citing-equifax-data-breach-one-state-cracks-down-on-creditreporting-agencies\/664522823\">Boston 25 News |\u00a0Citing Equifax data breach, one state cracks down on credit-reporting agencies<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p><a href=\"https:\/\/www.dos.ny.gov\/consumerprotection\/identity_theft\/regulations.htm\">New York&#8217;s new rules<\/a> on credit reporting agencies will do these 4 things:<\/p>\n<ul>\n<li>Require consumer credit-reporting agencies to identify \u201cdedicated points of contact\u201d for New York\u2019s Division of Consumer Protection\n<ul>\n<li>WHY? Ensure consumers can promptly get answers\u00a0<\/li>\n<\/ul>\n<\/li>\n<li>Mandate that credit-reporting\u00a0agencies respond \u201cwithin 10 days\u201d to any requests for information made on behalf of consumers by the Division of Consumer Protection<\/li>\n<li>Credit reporting agencies must \u201cplainly disclose\u201d to consumers all fees\u2026<\/li>\n<\/ul>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42,10,43,18,28],"tags":[],"class_list":["post-862","post","type-post","status-publish","format-standard","hentry","category-2019-legislative-issue","category-banking","category-fintech-finance-technology","category-regulatory-enforcement","category-regulatory-trend","entry"],"_links":{"self":[{"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/posts\/862","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/comments?post=862"}],"version-history":[{"count":0,"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/posts\/862\/revisions"}],"wp:attachment":[{"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/media?parent=862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/categories?post=862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/tags?post=862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}