{"id":394,"date":"2016-02-26T21:04:00","date_gmt":"2016-02-26T21:04:00","guid":{"rendered":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/2016\/02\/26\/3-lessons-from-a-data-breach-lawsuit-specs-liquor-v-insurance\/"},"modified":"2016-02-26T21:04:00","modified_gmt":"2016-02-26T21:04:00","slug":"3-lessons-from-a-data-breach-lawsuit-specs-liquor-v-insurance","status":"publish","type":"post","link":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/3-lessons-from-a-data-breach-lawsuit-specs-liquor-v-insurance\/","title":{"rendered":"3 lessons from a data breach lawsuit. Specs Liquor v. Insurance."},"content":{"rendered":"<p>Spec&#8217;s experienced a data breach that resulted in legal fees. Spec&#8217;s was insured and has sued its insurer over the coverage of costs incurred from the data breach.<\/p>\n<p>3 Take aways from a Texas Company with data breach insurance coverage:<\/p>\n<ul>\n<li>Spec&#8217;s wants its insurance company to pay its legal fees for a legal fight between Spec&#8217;s and the credit card processor that experienced the data breach<\/li>\n<li>Insurance companies have become good at covering the initial expenses (notifications, initial legal fees, computer foresenics)\u00a0of a data breach, it&#8217;s these longer term expenses, like litigation, where it gets murky<\/li>\n<li>Insurance companies have been re-writing\u00a0general commercial liability policies to expressly exclude coverage for data breaches and instead offering a separate policy<\/li>\n<\/ul>\n<p><a href=\"http:\/\/www.bizjournals.com\/houston\/news\/2016\/02\/26\/specs-lawsuit-raises-questions-on-how-insurance.html\">Houston Business Journal |\u00a0Spec&#8217;s lawsuit raises questions on how insurance companies should handle data breaches<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Spec&#8217;s experienced a data breach that resulted in legal fees. Spec&#8217;s was insured and has sued its insurer over the coverage of costs incurred from the data breach.<\/p>\n<p>3 Take aways from a Texas Company with data breach insurance coverage:<\/p>\n<ul>\n<li>Spec&#8217;s wants its insurance company to pay its legal fees for a legal fight between Spec&#8217;s and the credit card processor that experienced the data breach<\/li>\n<li>Insurance companies have become good at covering the initial expenses (notifications, initial legal fees,&#8230;<\/li>\n<\/ul>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30,23,19,9],"tags":[],"class_list":["post-394","post","type-post","status-publish","format-standard","hentry","category-2017-legislative-issue","category-business-trend","category-insurance","category-legal-trend","entry"],"_links":{"self":[{"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/posts\/394","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/comments?post=394"}],"version-history":[{"count":0,"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/posts\/394\/revisions"}],"wp:attachment":[{"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/media?parent=394"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/categories?post=394"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/informedintel.com\/account\/datasecurity\/wp-datasecurity\/wp-json\/wp\/v2\/tags?post=394"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}